Privacy Policy

Effective August 2008

At M2 Systems Ltd. Insurance Inc. ("M2 Systems Ltd."), we respect the privacy of our web site visitors. We do use information you provide to better serve your insurance needs. We also recognize that this information belongs to you and that we must treat it accordingly. The following statement spells out our privacy policy in more detail. The policy applies to www.m2-systems.com and other sites on the World Wide Web owned and operated by M2 Systems Ltd.. If there are material changes to this policy in the future, information concerning any such change will be posted on this webpage.

Our Use of Personal and Non-Personal Information
We collect two kinds of information about our on-line visitors, personal and non-personal information. Visitors are not required to register to access the public pages of M2 Systems Ltd.'s sites. Non-personal information is collected to track the total number of guests visiting M2 Systems Ltd. sites and to guide our efforts to improve our sites. The non-personal information we monitor includes the browser type and operating system being used by our visitors; areas of the sites visited; date and time of access; host or service-provider information, and identification of the referring site. This non-personal information is distributed internally and to third parties as we consider advisable for our business operations purposes.

Personal information that can identify a visitor, such as name, address or policy information, is collected only when voluntarily offered and solely for purposes that are clearly identified on our sites. Access to pages with content specific to agents, brokers or customers is password-protected and requires pre-registration. Personal information acquired through registration is kept confidential and will not be disclosed to third parties except as may be required by law. M2 Systems Ltd. does not seek personal information from children.

Our Use Of "Cookies"
M2 Systems Ltd. may place an electronic "cookie" in the browser files of a guest's computer. Cookies are pieces of information that a web site transfers to an individual's computer hard drive for record-keeping purposes. Cookies themselves do not enable us to access any personal information about our visitors; however, they do allow M2 Systems Ltd. to analyze guests' use of our sites. This analysis helps us better understand which areas of our sites are most useful and popular so we can plan improvements and updates accordingly. M2 Systems Ltd. does not use cookies to retrieve information from a visitor's computer that was not originally sent in a cookie.

Internet Communication
The privacy of communication over the Internet cannot be guaranteed, because the Internet is not a secure medium. M2 Systems Ltd. does not assume any responsibility for any harm, loss, or damage you may experience or incur by the sending of personal or confidential information over the Internet by or to M2 Systems Ltd..

Consent
By using this site, you signify your consent to M2 Systems Ltd.'s on-line privacy policy. If you do not agree to this policy, please do not use this site. We reserve the right, at our discretion, to update, change, modify, add, or remove portions of this policy from time to time.